Investment Property Program

Provides qualified borrowers with the opportunity to purchase an additional investment property with a minimum of 20% down.
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Help Borrowers Build Equity as a Landlord

The Investment Property Program allows customers to start earning passive income by purchasing properties with 2-4 units.

Premium Rate:

LTV Ratio Premium Rate Top-Up Premium
Up to 65% 1.45% 3.15%
65.01% - 75% 2.00% 3.45%
75.01% - 80% 2.90% 4.30%

Eligible Products

  • Purchase Plus Improvements Program


  • Available for properties with 2-4 units
  • Program can be applied to an existing property or a new construction
Underwriting Policies and Standards thumbnail with Sagen logo

Learn more about this program in the Underwriting Policies & Standards (UPS)

View Investment Property Program in UPS