Our promise is to you.

We’re Sagen™, Canada’s largest private default mortgage insurance provider. We’ve been in business for over 35 years and have earned a reputation for being a trusted advisor to all our customers from coast to coast.

Underwriting Policies & Standards (UPS)

The ultimate lender’s resource. Find up-to-date information on policies, guidelines, and more.

View & Search UPS
A woman hugging a man in a kitchen

Homeowner Assistance Program (HOAP)

Life happens. HOAP can help. Our assistance program provides support to homeowners experiencing financial hardship so that they can stay in their homes.

Learn more
Aerial view of houses in a neighbourhood

Industry Insights

Stay on top of key industry information with our studies and publications, plus some great reads we’ve curated from across the web.

Go to Industry Insights

Congratulations to Sagen’s own Debbie McPherson, SVP, Sales and Marketing, for being recognized on @CMPmagazine's 2022 Mortgage Global 100 list! We’re so proud of her achievements and the impactful work she has done within the mortgage industry. http://ow.ly/HGOh50LRe7S.

C’est Mardi je donne! Ce jour est reconnu mondialement pour prioriser la vie communautaire. Cette année, nous avons étendons ce sentiment à tout le mois pour soutenir deux organismes qui nous tiennent à cœur : @UWCCanada and @foodbankscanada.

Today is #GivingTuesday!This day is recognized globally to prioritize giving back to our communities. This year, we decided to extend this sentiment throughout the entire month of November to support two organizations that are important to us – @UWCCanada and @foodbankscanada.

Load More