Energy Efficient Housing Program

Rewards home buyers purchasing energy-efficient homes or making energy saving renovations with significant savings.
A silhouette of a home in a dark sky

Help the Environment While Your Customers Save

This program offers a refund of up to 25% of the mortgage insurance premium for borrowers purchasing an energy-efficient home or making energy-saving renovations.

Standard Premium Rate Chart

LTV Ratio Premium Rate Top-Up Premium
Up to 65% 0.60% 0.60%
65.01% - 75% 1.70% 5.90%
75.01% - 80% 2.40% 6.05%
80.01% - 85% 2.80% 6.20%
85.01% - 90% 3.10% 6.25%
90.01% - 95% 4.00% 6.30%

Eligibility

  • Available on all mortgage insurance products

To apply for the Energy-efficient Rebate please Complete the online application and upload the required documentation electronically or download and complete the PDF version  and submit by mailing or faxing your completed application, along with the required documentation
(see below) to:

Sagen
2060 Winston Park Drive
Suite 300
Oakville, ON L6H 5R7
Fax: 1-877-246-5509

Underwriting Policies and Standards thumbnail with Sagen logo

Learn more about this program in the Underwriting Policies & Standards (UPS)

View details